Insurance
Affordable Cover, Lifelong Security
Term life insurance that guarantees financial stability for your family—covering long-term needs, debt protection, and future goals.

Level Term Insurance
Get fixed premium protection for the entire policy term—guaranteeing stable coverage at affordable rates.”

Increasing Term Insurance
Coverage that grows with your needs—sum assured increases annually to match rising costs and responsibilities.

Decreasing Term Insurance
Ideal for loans and mortgages—coverage decreases over time as your financial liabilities reduce.

Convertible Term Insurance
Flexibility to convert your term plan into whole life or endowment insurance—without losing coverage benefits.

Renewable Term Insurance
Extend your coverage easily at the end of the policy term—no fresh medical tests required.

Return of Premium Term Insurance
Secure protection for your loved ones with the added benefit of getting all premiums back if you outlive the policy.

Health Insurance
Over three decades of delivering trusted health coverage, helping families access the best medical care without financial stress.

Life Insurance
A proven track record in securing futures—protecting thousands of families with dependable life insurance solutions.
Business Insurance
15+ years of empowering businesses with risk protection strategies that ensure stability and growth.

Car Insurance
cognized for excellence in safeguarding homes with reliable protection against life’s unexpected events.

We Help Our Clients
We Help You Choose the Right Insurance Policy
Finding the perfect insurance plan can be overwhelming—that’s where we come in. At Policycarts.com, we guide you through every step, comparing options, explaining benefits, and ensuring you get coverage that fits your needs and budget.

Health Insurance
Comprehensive health coverage starting at just ₹450/month—secure quality care without financial stress.

Life Insurance
Protect your loved ones’ future from ₹500/month with flexible life coverage plans.

Car Insurance
Reliable car protection starting at ₹420/month—drive with peace of mind.

Home Insurance
Safeguard your home and valuables from ₹400/month against theft, fire, and natural disasters.

Gold Insurance
Protect your precious gold and jewellery starting at ₹350/month.

Business Insuracne
Customized business coverage starting at ₹600/month to protect your assets and employees.
We Help Our Clients
We Find the Perfect Insurance for You
Get affordable, reliable coverage tailored to your needs—so you can enjoy peace of mind without breaking the bank.