Insurance


Affordable Cover, Lifelong Security

Term life insurance that guarantees financial stability for your family—covering long-term needs, debt protection, and future goals.

Level Term Insurance

Get fixed premium protection for the entire policy term—guaranteeing stable coverage at affordable rates.”

Increasing Term Insurance

Coverage that grows with your needs—sum assured increases annually to match rising costs and responsibilities.

Decreasing Term Insurance

Ideal for loans and mortgages—coverage decreases over time as your financial liabilities reduce.

Convertible Term Insurance

Flexibility to convert your term plan into whole life or endowment insurance—without losing coverage benefits.

Renewable Term Insurance

Extend your coverage easily at the end of the policy term—no fresh medical tests required.

Return of Premium Term Insurance

Secure protection for your loved ones with the added benefit of getting all premiums back if you outlive the policy.

Health Insurance

Over three decades of delivering trusted health coverage, helping families access the best medical care without financial stress.

Life Insurance

A proven track record in securing futures—protecting thousands of families with dependable life insurance solutions.

Business Insurance

15+ years of empowering businesses with risk protection strategies that ensure stability and growth.

Car Insurance

cognized for excellence in safeguarding homes with reliable protection against life’s unexpected events.

We Help Our Clients

We Help You Choose the Right Insurance Policy

Finding the perfect insurance plan can be overwhelming—that’s where we come in. At Policycarts.com, we guide you through every step, comparing options, explaining benefits, and ensuring you get coverage that fits your needs and budget.

Health Insurance

Comprehensive health coverage starting at just ₹450/month—secure quality care without financial stress.

Life Insurance

Protect your loved ones’ future from ₹500/month with flexible life coverage plans.

Car Insurance

Reliable car protection starting at ₹420/month—drive with peace of mind.

Home Insurance

Safeguard your home and valuables from ₹400/month against theft, fire, and natural disasters.

Gold Insurance

Protect your precious gold and jewellery starting at ₹350/month.

Business Insuracne

Customized business coverage starting at ₹600/month to protect your assets and employees.

We Help Our Clients

We Find the Perfect Insurance for You

Get affordable, reliable coverage tailored to your needs—so you can enjoy peace of mind without breaking the bank.